Financial Advisor-led tax strategy

The tax strategy your clients keep asking for. Now handled in-house.

RIA.tax puts Wealthrive's proprietary tax strategy platform on your desk — analysis through full implementation, on software you can stand behind. Tell every prospect that tax strategy is handled, with structures most competitors cannot source at any price.

A seat more than pays for itself with one new $1M AUM client. The case study below shows how tax savings from existing clients can also become new AUM revenue for your firm.

Advisors asked for tax guidance

92%

Advisors who actually make it part of the plan

17%

Clients are asking. Few advisors can answer. That gap is the opening — and the risk if a competitor fills it first.

Source: BlackRock Advisor Trends Survey, January 2026.

The gap

Refer it out, and you cede the relationship.

For entrepreneurs and high earners, taxes are their biggest expense and their biggest pain point — but most advisors are ill equipped to address it.

Take control of your client's tax strategy with RIA.tax — you will add significant value for your clients and create additional AUM for your firm.

RIA.tax is the first tax strategy platform to combine sophisticated tax strategy analysis with full implementation.

How it works

What used to take three specialist sessions now runs in minutes on your computer.

RIA.tax puts Wealthrive's tax strategy analysis on your desk. You control the process, the calendar, and the client conversation — without waiting on outside counsel.

01

Submit a client profile

Income, tax history, and goals in one simple intake — the inputs a senior tax counsel would ask for.

02

Generate a full optimization plan

Eligible strategies with optimized savings: current liability against optimized liability, ready to present and defend.

03

Implementation, handled

The platform carries each strategy through to execution. You own the relationship from analysis to implementation — no specialist handoffs.

An AI-based calculation engine built on proven tax reduction solutions. Every number comes from the same models our tax attorneys use — the AI explains them, it does not invent them.

Fiduciary by design
Case study

One household. $265,000 in annual tax savings. Compounded for a decade.

Illustrative high-income household. The $265,000 is the savings RIA.tax identifies when these facts are run through the platform — and it sits in line with our historic average for this segment.

Before RIA.tax

Investments managed. Tax liability ignored.

  • Married couple, 52, S-corp owner + W-2 executive
  • $1.2M household income; $8M in liquid investable assets
  • Marginal federal + state tax rate: ~42%
  • Annual tax liability: ~$450,000

10-year additional wealth created

$0

Tax strategy handled elsewhere — or not at all.

After RIA.tax

Tax strategy becomes part of the advisor's value proposition.

  • Comprehensive analysis across personal, entity, retirement, QSBS, and charitable structures
  • Identified annual tax savings: $265,000
  • Savings reinvested at 8%, net 7% after the 1% advisory fee
  • Full implementation handled in the platform, not referred out

10-year additional client wealth

$3.92M

$265,000/year saved, compounded at 8% for 10 years, net of the 1% fee.

Advisor revenue impact

Win one new client, or capture new AUM from three existing ones — either way the seat pays for itself.

The fastest payback is new client acquisition: one $1M AUM client attracted by your tax strategy capability generates $10,000 in first-year fees — more than the seat itself. For existing clients, the case study shows $265,000 in annual tax savings becoming additional AUM. At 1%, that is roughly $2,650 in first-year fees per client, so three similar clients cover the seat in year one. Over ten years, one client generates roughly $202,000 in incremental AUM fees — and the client still ends up $3.92M ahead, after the fee.

Illustrative example. Actual savings depend on client-specific facts, jurisdiction, and eligible strategies. Figures reflect these facts run through the RIA.tax engine; $265,000 is also in line with Wealthrive's historic average savings per client in this segment.

Executive Team

Built by the people who wrote the strategies.

RIA.tax is a product of Wealthrive, where this team built one of the most successful tax strategy practices in the country — CPAs and tax attorneys from EY, PwC, and BNY Mellon who have saved clients an average of $265,000 a year. Every strategy in the platform was written, tested, and implemented by them first.

JK

Jenna Kozodoy

Chief Executive Officer

Built and scaled Wealthrive's tax strategy practice from the ground up, turning bespoke planning work into a repeatable process now delivering an average of $265,000 in annual tax savings per client. Prior: Goldman Sachs wealth management ($500M+ AUM) and Bridgewater Associates.

NR

Noah Rosenfarb, CPA

Co-Founder and Director

Third-generation CPA who has spent his career cutting tax bills for entrepreneurial families — from forensic accounting to exit planning on hundreds of business sales. Author, podcaster, and a leading voice on tax-efficient liquidity events.

PF

Peter F. Culver, J.D.

Co-Founder and Director

25+ years advising ultra-high-net-worth families on tax-driven wealth transfer, trust, and estate structures. Senior Wealth Director at BNY Mellon (#1 Client Advisor for 8 years), President of State Street Bank & Trust of CT, co-founder of Sachem Trust. Yale BA, UConn Law JD.

RH

Richard Huynh, J.D., LL.M

Chief Tax Strategist

Tax attorney with 12+ years at Ernst & Young and PricewaterhouseCoopers designing income tax, entity, estate, and succession strategies for high earners and business owners. LL.M in Taxation, Golden Gate University. Authors the strategies inside the platform.

Pricing

One seat. Your entire book.

Flat per-seat pricing, benchmarked against the planning software your firm already pays for. Here is the math on a single client:

Seat cost per year$5,940
Tax savings found for one client$265,000 / year
Your fee on those reinvested savings~$202,000 / 10 yrs
Return on one seat — it more than pays for itself~34x
$495/ seat / month

One month free to start — onboard your first clients on us.

Start with a demo
Book a live demo

See it on a real client profile.

Thirty minutes with a Wealthrive specialist. We build a high-net-worth household live and show you the eligible strategies, the quantified savings, and the full implementation — in your firm's hands, not a referral's.

92% of your peers are being asked about tax strategy. Be the one with an answer.

Minutes on your computer, not three specialist sessions.

Book your 30-minute live demo

Walk through a real high-net-worth household with a Wealthrive specialist and see the eligible strategies, quantified savings, and full implementation in action.

Request a live demo

A working session with Jenna Kozodoy. No commitment required.